Chrome OS adds pinch-to-zoom for regular users, Pixel owners rejoice

Chrome OS adds pinch-to-zoom for regular users, Pixel owners rejoice

When Google launched the Chromebook Pixel , we weren't really sure what to make of the premium device's touchscreen.

, we weren't really sure what to make of the premium device's touchscreen. Sure, finger-friendly displays were trendy, but Chrome OS just wasn't asking for the technologies: it didn't feature many touch apps, the laptop didn't launch with a gesture update and user's couldn't even pinch-zoom web pages. Now, that's changing-- to go along with more touch-enabled Chromebooks now on sale, theto Chrome OS' stable channel adds a touch-enabled window manager and pinch/zoom webpage scaling.

[Image credit: François Beaufort]

The updated touch features have been around for a while, but Chrome OS users had to be on the "Canary" release channel to play around with the system's unfinished features until recently. Google's also been experimenting with a on-screen keyboard for some time. Put together, these features could make Chrome OS a viable options for tablets (and in the near future, convertibles like Lenovo's Yoga), though Google hasn't announced anything of that nature. Check out the company's official update notes at the source link below.

Chrome OS gets better organized with latest update

Chrome OS gets better organized with latest update

The Chromebook revolution is here and, naturally, Google is doing everything it can so that these devices keep improving even as time goes on.

is here and, naturally, Google is doing everything it can so that these devices keep improving even as time goes on. As such, the search giant today revealed some new things rolling outto Chrome OSlaptops and desktops, including support for folders within the launcher and the ability to use hands-free voice commands (aka "OK, Google") in English. What's more, this new version of the OS, released through the Chrome stable channel, brings back the minimize button, with Google stating that it listened to your feedback and knew you really wanted the feature to be part of the window controls. Unfortunately, not all Chrome OS devices will get this -- namely, the ASUS Chromeboxand Samsung Series 3 Chromebox. Google didn't say whether the update will ever come to the omitted Chromeboxes, but we'll let you know if anything changes.

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Bo Xilai will be found guilty—but his trial is still making Beijing nervous

Bo Xilai will be found guilty—but his trial is still making Beijing nervous

For an event whose outcome is all but assured, the Bo Xilai trial— scheduled to begin in Jinan on Thursday —arrives with an unusual amount of fanfare.

—arrives with an unusual amount of fanfare. Bo is accused of bribery and abuse of power, and without question will be found guilty and sentenced to prison, probably for a very long time. The conviction will conclude one of China’s most dazzling political careers—as well as one of its most spectacular downfalls. As the Party Secretary of Chongqing, the dashing Bo engineered a populist revival of Mao-era culture as well as cracked down on organized crime, becoming a star destined for higher office. But a scandal involving the poisoning death of a British businessman, a crime for which Bo’s wife was found guilty, led to Bo’s expulsion from the Communist Party and ultimate indictment.

In the predictable world of Chinese criminal justice, Bo’s conviction is assured. But that doesn’t mean that his trial will be a dull, perfunctory exercise. In fact, there are plenty of reasons for the top levels of the Chinese government to be nervous—and that alone makes the proceedings worth paying attention to.

Typically, Chinese officials indicted for corruption attract little public sympathy. But Bo isn’t just any politician. Months after his expulsion from the Communist Party and banishment from public life, Bo still commands significant grassroots support throughout the country. In an effort to clamp down on pro-Bo sentiment, the Chinese government has threatened and intimidated supportive bloggers into silence. Clearly, Beijing wants the trial to come and go without anyone making a fuss. But the government has to be careful; an unjustly harsh verdict may inflame Bo’s supporters, causing a public relations headache that the Communist Party wants desperately to avoid.

There’s also the question of what Bo will say and do in the courthouse. In Chinese jurisprudence, there’s usually no reason for defendants to put up much of a fight, since they’re almost certainly going to be found guilty anyway. But the circumstances of Bo’s trial are different. According to the Wall Street Journal, Bo apparently believes that the charges against him are unfair, and that his wife Gu Kailai—already guilty of the murder of Neil Heywood—is more to blame. For her part, Gu is willing to testify against her husband if it helps protect their son, a law student in the United States, and avoid further legal trouble herself. Given this situation, Bo may find it in his interest to fight the charges, even if it means risking a lengthier prison sentence if he fails to persuade the judges of his innocence.

(It’s worth noting that Gu has other problems, too: Heywood’s family in the UK now wants financial compensation for his death, but even they have begun fighting amongst themselves. A Hollywood screenwriter couldn’t make this up.)

Then there’s the raucous, chaotic natureof major political trials in China, where condemned leaders don’t always go gently into the night. Chen Xitong, the former Beijing mayor convicted of corruption in the 1990s, told his judge that “if you sentence me to prison, you’d better get 300 coffins ready.” Jiang Qing was once China’s most powerful woman, who, as Mao Zedong’s wife, ruled the country as the leader of the “Gang of Four.” During her trial in the early 1980s, Jiang screamed at and ridiculed the court, referring to a female judge as “a bitch.” The smooth, urbane Bo doesn’t seem like the sort to have an outburst in court; but if he acts out, it would not be unprecedented in the history of Chinese jurisprudence.

What does the Bo Xilai trial say about China? On the surface, not much. Those hoping that Bo’s trial will usher in a period of “rule of law” in China will probably be disappointed. But the rise and fall of Bo Xilai, reflects a new era in Chinese politics, where regional politicians can leverage social media to leverage nationwide, grassroots support. Rather than being a distraction in what would otherwise be an ordinary government corruption trial, Bo Xilai’s very celebrity is the detail that keeps Beijing’s leaders up at night.

Matt Schiavenza is an associate editor at The Atlantic.


This originally appeared at The Atlantic. More from our sister site:
Your Chromebook now sends photos to Google+ in the background

Your Chromebook now sends photos to Google+ in the background

To date, Chrome OS has only backed up photos to the cloud as long as you left the Google+ Photos app open; that's a hassle on the frequently limited screen real estate of a Chromebook .

. You won't have that headache if you grab the, however. The new version automatically uploads snapshots from your SD card in the background, even if the app is closed; you can move on to email knowing that all those vacation pictures will be safe. It's a simple addition, but it should make a big difference if you're planning to go on photo safaris this summer.

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Global Health Forecast For 2016: Which Diseases Will Rise ... Or Fall?

Global Health Forecast For 2016: Which Diseases Will Rise ... Or Fall?

Measles, the reorganization of the World Health Organization and the Zika virus could all make global health headlines in 2016.

Rich Pedroncelli, Raphael Satter, Felipe Dana/AP hide caption

toggle caption Rich Pedroncelli, Raphael Satter, Felipe Dana/AP

Measles, the reorganization of the World Health Organization and the Zika virus could all make global health headlines in 2016.

Rich Pedroncelli, Raphael Satter, Felipe Dana/AP

No one predicted the Ebola epidemic before it burst forth in 2014 and continued to claim lives throughout 2015. And so, as 2016 begins, readers might well wonder what biological culprits — parasites, bacteria and viruses — are lurking out there, ready to unleash another outbreak of something terrible on an unsuspecting world.

We put the question to four infectious disease experts: What are your best educated guesses about the big global health stories in 2016?

Before making any predictions, Dr. Dyann Wirth, chair of the Department of Immunology and Infectious Diseases at the Harvard School of Public Health, wanted to take an optimistic look back. Three researchers shared the 2015 Nobel Prize in Physiology or Medicinefor their work in discovering treatments for malaria, river blindness and lymphatic filariasis, also known as elephantiasis. "We're at a very interesting time in global health," says Wirth. "That these diseases were recognized by the Nobel Committee raised awareness in the public eye."

In the future, relatively unheard-of diseases could emerge from the shadows. Some experts are already looking suspiciously at a mosquito-borne culprit that had been a relatively small player in global health but is now alarming health officials in Brazil — the Zika virus. The incidence of Zika infection has been low but has shown signs of increase in South America and other areas of the world. And in November, chilling reports out of Brazilhave health experts worried that the Zika virus might be connected to an upsurge in microcephaly in infants — a condition in which the infant's brain is smaller and less developed than normal. "This virus might be causing birth defects in Brazil," says Dr. Michele Barry, dean of Global Health and director of the Center for Innovation in Global Health at Stanford University. More research is needed, but similar reports of increased Zika virus coinciding with increases in brain and spine malformations in French Polynesia have health officials worried.

A challenge in 2016 will be to hold on to hard-won health advances in an unstable world. For example, Wirth said, during the Ebola crisis, malaria treatment fell lower on the priorities list in the affected countries and fewer protective bed nets were available. The result was a rebound in cases of malaria. One studyestimated the number of cases of and deaths from malaria in Guinea, Liberia and Sierra Leone. The study found a probable increase of 3.5 million malaria cases in those three countries during the Ebola epidemic, resulting in 10,900 additional deaths.

Disease doesn't respect borders, and cross-border infection of malaria is a big problem in Africa, says Dr. Peter Agre, director of the Johns Hopkins Malaria Research Institute and a Nobelist in chemistry in 2003. "It's like crab grass. You can take care of it, but if your neighbor doesn't, it comes right back," says Agre. Factors having nothing to do with health-care systems can be at play in disease spread: chaos, war, natural disasters, economic downturns and refugees on the move. "In sub-Saharan Africa, malaria, HIV and TB could be rapidly re-established," says Agre.

Past progress can be fragile. "It's possible we could have a re-emergence of Ebola. Ebola and SARS and avian flu have taught us that we have to be prepared for the unknown, for epidemics from an agent we haven't precisely seen before, or we didn't anticipate as having a huge impact," says Wirth.

She remembers being on a scientific panel about a decade ago when the topic of Ebola came up. "One expert said that it was an irrelevant disease. That's the kind of attitude we have to guard against. Perhaps Lassa fever[a viral illness transmitted by rats, seen in West Africa] or chikungunya virus[an infection transmitted by mosquitoes] could lead to a pandemic," says Wirth.

The world health community needs a cadre of people busy cultivating a base of knowledge of diseases like Zika virus so that the world health community can react quickly to new threats and cultivate a base of knowledge to help the world act quickly. That didn't happen with Ebola. "The people working on Ebola before the outbreak — you could probably count them on one hand," says Wirth.

Fortunately, that's not the case today when it comes to avian flu researchers. "There has been a constant interest in understanding how the influenza virus moves between species," says Wirth. "Should something happen, that group of people is prepared."

But for a lot of other potential outbreaks, the world needs to be better prepared than it has in the past, says Barry.

So for her, the big health story of 2016, Barry predicted, will be the reorganization of the World Health Organization. "The WHO is broken," she says. "They felt they were just a technical adviser [on Ebola] and waited eight months to call a public health emergency. They weren't ready to roll out vaccines or drug trials. They were not prepared to ramp up experts and medical volunteers."

The WHO has been publicly shamedover its response to Ebola, says Dr. William Moss, head of epidemiology at the International Vaccine Access Center at Johns Hopkins University. "There were critical reports of their response. What the world needs is an organization that's going to step up and take a leadership role," he says. "I think the WHO learned, and the next time this happens, the global health community will be better prepared." WHO itself acknowledged shortcomingsand has drafted recommendations for change.

No one knows for certain what the next global health challenge will be. Moss says the U.S. will probably have additional outbreaks of measles because of some parental resistance to vaccines. And advances in infectious disease and in maternal and child health are new and fragile and could suffer setbacks.

But the news won't all be bad. Pakistan and Afghanistan remain the only two countries still reporting cases of wild polio virus, or virus that occurs naturally. (Three cases of vaccine-derived polio — two in Ukraine and one in Mali— occurred in 2015. That rare event can happen when weakened live virus from the oral vaccine is shed in stool and infects an unvaccinated person.)

"I'm going to be an optimist and say the big public health story of 2016 will be the last case of polio in the world," Moss says.

Current Mortgage Interest Rates: 30-Year Jumbo Loans and FHA Mortgage Rates for June 20

Current Mortgage Interest Rates: 30-Year Jumbo Loans and FHA Mortgage Rates for June 20

SunTrust Banks, Inc.

SunTrust Banks, Inc. (NYSE: STI) performs its banking operations through SunTrust Bank, which provides home purchase loans for borrowers, who meet the lender’s credit requirements. Bear in mind, that the lender’s mortgage interest rates are subject to change without prior notice and may vary upon loan approval or actual disbursement of funds. The annual percentage rate (APR) calculations were made using closing costs and discount points, assuming that the borrower will pay 1.00% of the total loan amount in origination fees. With the exception of loans backed by the Federal Housing Administration (FHA) for customers with low credit scores, the rate quotes are given assuming the borrower has strong financial standing.

SunTrust’s updated mortgage information for Friday, June 20 revealed, that the standard 30-year fixed home loan is now listed at a rate of 4.125%. This type of mortgage loan comes wtih 0.492 discount points and a corresponding annual percentage rate of 4.2714%. Those looking to obtain the 15-year FRM, can expect to pay 3.2% in interest. The home loan is coupled with 0.106 discount points and an APR figure of 3.3954%.

The bank’s mortgage loan program includes non-conventional mortgage packages as well. Currently, the 30-year fixed rate FHA home loan is published at a rate of 3.75%. This type of loan comes with 0.115 discount points and an APR figure of 5.3763%.

Mortgage loans, which carry amounts that exceed conforming loan limits, are also offered by the financial institution. Now, the 30-year fixed rate home mortgage with a jumbo balance is listed at a rate of 4.7%, it carries 0.067 discount points and an APR of 4.8047%.

Loan packages, which have more interest rate flexibility, including adjustable rate mortgages (ARMs), are are also available at this lender. These loans feature a fixed interest rate period for a specified number of years. After that, the interest rate is adjusted to reflect current interest rates during the reset schedule.

On Friday, the Agency 5/1 ARM stands at a rate of 2.99%. Borrowers, who are interested in this type of home loan, will encounter an APR variable of 2.9492% and 0.238 discount points. Other mortgage shoppers, who lean toward the Agency 7/1 adjustable rate mortgage, will see it being advertised at a rate of 3.375%. The loan package carries 0.08 discount points, whilst the APR is set at 3.1527%, the bank’s updated mortgage information revealed.

For further details on the Atlanta-heaquartered lender’s mortgage interest rates, as well as information on borrowing terms and conditions, please take a look at SunTrust’s website or contact a loan officer in charge.

Lenovo outs two more Chromebooks, one has a folding, Yoga-like screen

Lenovo outs two more Chromebooks, one has a folding, Yoga-like screen

When Lenovo gets into something, it really gets into it.

gets into it. Exhibit A: the company's recent Chrome OS kick: it just announced two more Chromebooks, after having released two kid's versionslast month. Today's new additions include the N20 and N20p, two 11.6-inch machines with basically the same specs. The difference? The N20 is a classic clamshell laptop with a non-touch display, whereas the N20p has a touchscreen that folds backward -- yep, kind of like on the Yogaline. We say "kind of" because in this case, the screen only folds back 300 degrees, as opposed to the 360. That's still fine for watching movies and such; just don't expect to use this as a proper tablet replacement.

Gallery: Lenovo N20 and N20p hands-on | 10 Photos

30-Year Mortgage Rates: Chase Home Loans and Refinance Mortgage Rates for March 10

30-Year Mortgage Rates: Chase Home Loans and Refinance Mortgage Rates for March 10

Chase Bank (NYSE: JPM) is a major mortgage lender in the United States, which advertises various home purchase and refinance loan packages for interested borrowers.

Chase Bank (NYSE: JPM) is a major mortgage lender in the United States, which advertises various home purchase and refinance loan packages for interested borrowers. Bear in mind, that the annual percentage rate (APR) calculations were made using closing costs and discount points, assuming that the borrower will pay 1.00% of the total loan amount in origination fees. The lender’s mortgage interest rates, listed below, are updated for March 10, 2014.

Looking at current mortgage rates quotes, the standard 30-year fixed home purchase loan is listed at a rate of 4.375% at this lender. The annual percentage rate (APR), which represents the interest and other costs of the mortgage at a yearly rate, is coming out at 4.471%. Borrowers, who believe the 15-year fixed rate loan fits the bill better, can expect to pay 3.500% in interest. The loan’s APR stands at 3.664%.

Amongst its several mortgage loan offerings, Chase provides adjustable rate mortgages (ARMs) as well, for borrowers who need more flexibility with interest rates. ARMs come with a fixed interest rate period, after which the interest rate is adjusted depending on prevailing market interest rates at the time of the reset.

According to today’s interest rate information, the 7/1 adjustable rate home loan starts at a rate of 3.375% and the package comes with an APR of 3.138%. Others borrowers, who decide to opt for the 5/1 ARM alternative, will see it being published at a rate of 3.125%. The corresponding APR is 2.968%.

Standard home refinance loan offerings include the 30-year fixed mortgage, which demands 4.500% in interest. The loan’s APR variable is set at 4.596%. The popular 15-year refinance loan is available at a rate of 3.500% and an annual percentage rate of 3.682% completes the package.

Refinancing with the help of the lender’s ARMs could be attractive for those, who prefer flexible loan conditions. Currently, the 7/1 adjustable rate mortgage, for refinancing purposes, is offered at a rate of 3.500%, whilst the annual percentage rate is 3.187%. Moving on to the 5/1 ARM, it has a daily low at 3.250% and the APR hovers at 3.012%, today’s updated interest rate data revealed.

Bear in mind, that the mortgage interest rate quotes given are liable to change without notice and can vary when the loan is approved or the funds are disbursed. Contact the loan officer in charge or check the bank’s website for more information on today’s mortgage rates.

Google Play Movies & TV gets offline viewing on Chromebooks, info cards in Chrome browsers

Google Play Movies & TV gets offline viewing on Chromebooks, info cards in Chrome browsers

Google has unleashed a Chrome add-on for the video on-demand arm of its Play store, a move that also to combat the notion that Chromebooks die and wither away from internet connections.

a Chrome add-on for the video on-demand arm of its Play store, a move that also to combat the notion that Chromebooks die and wither away from internet connections. Just as promised, the add-on lets the ChromeOS devices store movies for offline playback -- you know, those long flights or camping trips in places where Netflix doesn't reach, like anywhere with Verizon FiOS. Unfortunately the trick doesn't extend to Chrome browsers on other platforms, although you can still use the extension to view your library of content or purchase new stuff to watch. The Google Play Movies & TV extension also promises a better Chromecast experience, and the info cards about actors in a scene that rolled out on Android last year. Those are now available in all countries with Google Play Movies, so head to the Chrome storeto try it out for yourself.

[Image credit: David Paul Morris/Bloomberg via Getty Images]

Can smart chopsticks and other gadgets make food safer in China?

Can smart chopsticks and other gadgets make food safer in China?

Baidu, the Chinese internet search giant, showed off an intriguing prototype at its annual Beijing conference yesterday.

at its annual Beijing conference yesterday. Baidu Kuaisou is a set of “smart chopsticks” that can tell you whether your food was cooked with potentially toxic recycled cooking oil—better known as “ gutter oil,” because it sometimes is pulled from sewers.

In the future, the chopsticks could also test contaminated water, Baidu said. The company may also make food-testing devices that detect melamine in dairy, and calories and contaminants in food (you can watch a demonstration here).

As China grapples with ongoing food, environmental, and agricultural contamination, expect more food safety innovations like Baidu’s. Already, researchers at Tianjin University of Science and Technology are working on a food testing kitfor consumers that will detect 60 different chemicals and “identify food products contaminated with pathogenic bacteria and excessive drug residues.” Over at Taobao, the online shopping mall, there are hundreds of food testing kits designed for consumer use, from this $6 family safety“rapid test trip” to a $120 fruit testing device:

Consumers are also turning to organic foodand even buying up insurance policieson their milk powder in case it is recalled.

Naturally, there has been a food safety testing industry in China since the 1990s. And it has grown rapidly in recent years. Sales were estimated at 4.4 billion yuan ($716 million) last year.

But the industry’s reach is obviously limited, judging by the amount of contaminated and fraudulent food foisted on the Chinese public in recent years, from the tragic melamine milk powder scandalof 2008 to recent reports of fake and sometimes deadly meat.

Even after these incidents, and government pledges to improve food safety, the testing industry remains over-taxed, under-regulated and not set up to actually detect dangerous food—at least judging from the latest food scandal. A supplier to McDonald’s and other fast-food outlets using expired meatwas not caught earlier by inspectors because inspections were scheduled and announced, so the expired goods were hidden beforehand.

Testing on its own probably can’t solve the problem. One consumer-focused independent websitecalled “Throw it out the window” advises citizens to change how they eat as well. The website tracks food scandals across China from news reports, and features a map which shows the prevalence of food safety incidents in different regions over time:

zccw.info_

The founder of the website, Wu Heng, has some blunt advice about how to shop and eat in China. “Shop at regular places, pay regular prices, rotate your poison,” he advised in a recent interview with The New York Times. Consumers should change brands and food varieties often, he said, “and in this way if something is unsafe it cannot accumulate in you.”

Current Mortgage Rates: Bank of America 30-Year and 15-Year Fixed Rate Loans for July 7

Current Mortgage Rates: Bank of America 30-Year and 15-Year Fixed Rate Loans for July 7

In today’s mortgage report we are going to disclose the current mortgage interest rates of North Carolina-based lender, Bank of America (NYSE: BAC), as the the bank has just updated its rate information, which reflect the latest changes.

In today’s mortgage report we are going to disclose the current mortgage interest rates of North Carolina-based lender, Bank of America (NYSE: BAC), as the the bank has just updated its rate information, which reflect the latest changes. Bear in mind that these mortgage interest rates are subject to change without prior notice from the bank and may vary upon loan approval or disbursement. BofA’s latest mortgage interest rates, updated for July 7, 2014, can be found below.

Among the financial institution’s popular home loans, borrowers can find the long-term 30-year conventional loan, which starts at a rate of 4.125% as of Monday. This mortgage loan features an APR figure of 4.283%. Staying with home purchase loans, the shorter-term 15-year fixed mortgage is offered by BofA at a rate of 3.125%. The current annual percentage rate on this loan stands at 3.450%.

For home refinancing purposes, the lender advertises the 30-year fixed loan for as low as 4.250% and the mortgage package carries 4.405% by way of APR. Borrowers, who favor the 15-year version of the bank’s fixed refinance loan, can expect to pay 3.250% in interest. This type of refinance loan comes with an APR variable of 3.559%, according to the bank’s updated mortgage information.

In other mortgage-related news, Virgina-based mortgage-finance company released its weekly mortgage survey last week, which revealed that average interest rates on 30-year fixed mortgages eased slightly. The 30-year fixed loan averaged 4.12% last week, an improvement of 2 basis points compared to the previous 4.14% that it carried in the prior week. As for the 15-year fixed mortgage, the interest rate remained firm at 3.22% last week, Freddie Mac reported.

Head over to the lender’s website for updated mortgage loan information or contact the loan officer in charge.

NVIDIA Shield tablet review: a solid slate with a gaming addiction

NVIDIA Shield tablet review: a solid slate with a gaming addiction

Shield Tablet
Get more info
Engadget
86
8.3
8
Form factor Tablet
Operating system Android
Camera (integrated) yes
Storage type Internal storage, Memory card
From $300.00
Shield Wireless Controller
Get more info
Engadget
82
8
10
Type Controller / gamepad
Connection Wireless
From $60
NVIDIA's Shield gaming handheld was a peculiar, singular device: an expensive Android portable aimed squarely at consumers that had already purchased high-end desktop GPUs .

Critic 9 Reviews

Users 8 Reviews

Critic 7 Reviews

Users 1 Reviews

. It was novel and fun, but it wasn't for everybody: If you weren't a gamer, there wasn't much point to owning a Shield. Now, that's changing: NVIDIA's second-generation gaming device isn't a quirky handheld; it's a tablet. Specifically, the Shield tabletis a $299 8-inch gaming slate powered by NVIDIA's new Tegra K1 processor. It wants to be everything to everyone: a high-end gaming device, a superb media tablet and a performance benchmark that will drive the mobile industry forward. Most of all, it wants to appeal to more than just the hardcore gamer. Does it? Let's find out.

Gallery: NVIDIA Shield tablet | 30 Photos

When we felt threatened, we opened umbrellas and raised our hands”

When we felt threatened, we opened umbrellas and raised our hands”

“When we felt threatened, we opened umbrellas and raised our hands”
A reader in Hong Kong writes:
I was at the uneventful (if tense) Legco [Legislative Council] demonstration on Saturday as well as last night’s demonstrations between Causeway Bay and Central.

It was as much depressing as, ultimately, uplifting. When I was incapacitated by a blast of pepper spray, I somehow found myself being reverse crowd-surfed to a safe area.

There, a young girl cradled my head and poured water into my eyes. Some others wiped the chemicals off my arms and legs. When they went on to help the next injured person, an old woman kept watch over me, speaking soft Cantonese and plying me with all manner of snacks and drinks. These were complete strangers. Later, when we scrambled to avoid the first tear gas attack, a small band of people committed to staying put and helping the crush of smoke victims climb over the concrete barriers and into safety.

When we felt threatened, we opened umbrellas and raised our hands.

When the police decided to retake the street, they sprayed chemicals in our faces, pointed rifles at us, smashed our limbs with batons. While they were throwing tear gas with reckless abandon, our side threw not one rock, not one bottle, not one egg, nothing. None from our side brandished a firearm, a knife, a club, anything at all. I have neither seen nor heard any reports of protesters looting, burning cars, destroying property, or intentionally injuring police.

Young women felt safe enough to doze off during the lulls. In what other city would tens of thousands of ‘rioters’ act with such restraint?

The government warned against the chaos Occupy Central would cause. It’s all too clear to me which side is supplying the chaos and which side is conducting itself with dignity. These demonstrations may have been sparked by anger, but they’re sustained by compassion and love.

It is of course interesting to note the spread of the “ hands-up/ don’t shoot!” gesture from Ferguson to Hong Kong, but the circumstances in the two places have 100 times more differences than similarities. There are profound differences as well with the other obvious comparison for mass movements among Chinese people, namely the movements throughout China in the summer of 1989.

What is happening in Hong Kong is uplifting, for reasons this reader explains—and surprising, for anyone who knows the generally non-politicized nature of Hong Kong.

But it is also quite a sobering time, as soon as you think about the options open to the PRC government in Beijing, and the instincts it has displayed in the face of all recent challenges of this sort. Beyond question, this is a challenge that the still-relatively new government of “ Mr. 11,” Xi Jinping, has brought upon himself. That doesn’t mean that it will end nicely.

More tomorrow, and overnight good wishes those driven to such unexpected expressions in Hong Kong.


This post originally appeared in The Atlantic. More from our sister site:
I'd Like To Buy The Emerging World A Coke

I'd Like To Buy The Emerging World A Coke

A woman walks past an ad for Coca-Cola in Bamako, the capital of the Republic of Mali.

New York Daily News Archive/NY Daily News via Getty Images hide caption

toggle caption New York Daily News Archive/NY Daily News via Getty Images

A woman walks past an ad for Coca-Cola in Bamako, the capital of the Republic of Mali.

New York Daily News Archive/NY Daily News via Getty Images

So who does drink the most soda in the world, anyway?

YouTube

That's a question that popped into my mind after the series finale of Mad Men. Ad man Don Draper goes on a hippie retreat, chants some " oms " and then the famous 1971 Coke jingle, sung by an ethnically diverse group of youth, begins to play: "I'd like to buy the world a Coke and keep it company. It's the real thing."

There's debateover what that means on the show. Did Draper write the jingle?

But as the host of a blog called Goats and Soda,I was focused on soda data: How are Coco-Cola and the other Big Soda companies, Pepsi and Dr Pepper, doing in efforts to sell the world its carbonated beverages — especially the developing world?

To find out, I spoke to two beverage analysts: Will McKitterickof IBISWorld and Howard Telfordof Euromonitor International.

Sales of soda are still huge in North America and Western Europe. We're talking 12.76 billion gallonslast year in the U.S. alone. But consumption of soda in these markets is stagnating or declining, McKitterick and Telford say. There are various theories why: concerns about extra calories and artificial ingredients used to sweeten diet sodas; interest in other beverages, such as energy and fruit drinks, water and tea.

To boost soda sales, companies are looking elsewhere, like Africa and Asia. There's a rising middle class in those regions, and people have more disposable income for treats like soda.

"And you have a large young population that's growing," McKitterick says. Their parents may stick to local brands — that's especially true in China. But the young'uns "may be more willing to purchase new brands and international brands coming into the country." Like Coke and Pepsi.

So the message of that 1971 ad is more important than ever, Telford says, because Big Soda is "depending on driving consumption in the emerging world."

Some governments aren't happy about that. With rising rates of obesity and diabetes, Mexico last year levied a one peso tax (about 7 cents) on soda and other sweetened drinks. Early indications are that the soda tax has caused a drop in consumption,McKitterick says.

There's a global twist to the Mexico story. Mexico bottles a version of Coke sweetened with cane sugar instead of the corn syrup used in the U.S. Coca-Cola says the taste is the same either way, but "MexiCoke," as it's nicknamed, is imported into the States because some purists prefer cane sugar. They're willing to pay a little more to get what they think of as — to quote the 1971 ad — "the real thing."

Two years to Tango: the race to finish Google's 3D-mapping tablet

Two years to Tango: the race to finish Google's 3D-mapping tablet

Speck Design's clientele has ranged from Apple to Samsonite to Fisher-Price in its history, and now it can add Google to the list of high-profile companies.

Speck Design's clientele has ranged from Apple to Samsonite to Fisher-Price in its history, and now it can add Google to the list of high-profile companies. But Google -- or its Advanced Technologies and Projects (ATAP) division, to be more specific -- is no ordinary client. The group is modeled after DARPA, which divides its agency into teams, with each one given a limited time to solve a pressing issue. Nearly a year and half ago, ATAP reached out to Speck, led by industrial designers Jason Stone and Vincent Pascual, with one such task: Build a tablet like no other.

The project is known as Tango. Its goal is to create technology that lets you use mobile devices to piece together three-dimensional maps, thanks to a clever array of cameras, depth sensors and fancy algorithms. As if that isn't enough of a challenge, Tango's team only has two full years to make this tech a reality. Those two years will be up in less than five months.

Gallery: Google Project Tango tablet design prototypes | 23 Photos

China’s railway ministry will spend $32 billion by Christmas, even though demand for its services is muted

China’s railway ministry will spend $32 billion by Christmas, even though demand for its services is muted

Here is a slice of China’s latest economic stimulus plan in action, which also nicely illustrates the money-go-round that is China’s state-owned economy.

Demand for high speed rail services in China has been muted. That is due to a terrible crash that killed dozens of passengerslast year and was caused by design flaws. High speed rail is also struggling because of the high cost of ticketsand a huge airport building program.

But in a bout of far-out stimulus logic, China’s Ministry of Railways will spend 204 billion yuan ($32 billion) in November and December, according to economics consultancy Gavekal Research. That is more than the MoR spent in the entire first half of this year, and is happening even though “MoR’s finances show a net loss of 8 billion yuan in H1,” Gavekal writes in a note.

Here is Gavekal’s chart showing how much the MoR’s spending is increasing.

This next chart shows the rail ministry is borrowing almost all of the money for its expansion from China’s government by issuing bonds, the buyers of which will mostly be Chinese state-owned banks and insurers.

As a government agency the MoR enjoys an AAA credit ratingfrom Chinese debt ratings agencies despite last year’s crash. If last year’s disaster had happened to a US rail operator, it would probably be dealing with a vast amount of class action claims and would likely not boast a triple A rating.

TB Patients That The World Writes Off Are Getting Cured In Peru

TB Patients That The World Writes Off Are Getting Cured In Peru

Maria Carmen Castro, 46, of Lima, Peru, is a survivor of MDR-TB — multidrug-resistant tuberculosis.

Maria Carmen Castro, 46, of Lima, Peru, is a survivor of MDR-TB — multidrug-resistant tuberculosis. Partners In Health treated her and loaned her money to open a small store. "Because of my TB and thanks to God and Partners In Health, now I have my own business," she says. Jason Beaubien/NPR hide caption

toggle caption Jason Beaubien/NPR

Maria Carmen Castro, 46, of Lima, Peru, is a survivor of MDR-TB — multidrug-resistant tuberculosis. Partners In Health treated her and loaned her money to open a small store. "Because of my TB and thanks to God and Partners In Health, now I have my own business," she says.

Jason Beaubien/NPR

Luis Henry Robles Higinio, 19, has XDR-TB. His right lung was removed due to the extent of the disease, and he had a port implanted in his chest for his twice-daily drip of TB drugs. With the end of IV treatment just two weeks away, he's in a positive frame of mind. Jason Beaubien/NPR hide caption

toggle caption Jason Beaubien/NPR

Luis Henry Robles Higinio, 19, has XDR-TB. His right lung was removed due to the extent of the disease, and he had a port implanted in his chest for his twice-daily drip of TB drugs. With the end of IV treatment just two weeks away, he's in a positive frame of mind.

Jason Beaubien/NPR

Diana Corolina Huamani Pasion is a TB nurse with Partners in Health in Lima, Peru. She'll greet a patient with a kiss on the cheek — levels of bacteria are very low after the drug regimen begins, she says. Jason Beaubien/NPR hide caption

toggle caption Jason Beaubien/NPR

Diana Corolina Huamani Pasion is a TB nurse with Partners in Health in Lima, Peru. She'll greet a patient with a kiss on the cheek — levels of bacteria are very low after the drug regimen begins, she says.

Jason Beaubien/NPR

You sure don't want to get tuberculosis. You'll cough a lot, maybe cough up blood, have fever, chills and chest pain. But most cases of the bacterial disease are curable after taking the two first-line drugs for four to six months.

You really don't want to get multidrug-resistant TB. That's a strain of the bacteria that resists the front-line drugs. So nastier drugs and a longer treatment span are required. There are roughly 480,000 cases of MDR-TB, as it's called, each year; nearly half of the people with MDR-TB die from the disease.

Worst of all is XDR-TB, or extensively drug-resistant tuberculosis. It's estimated that 9 percent of people with multidrug-resistant TB are in the XDR category. The treatment is hellish: two daily infusions of IV drugs through a port implanted in the chest, each session lasting about an hour. This goes on for a year. The drugs have horrible side effects, including nausea, permanent dizziness and permanent hearing loss. People are often depressed at the seeming endlessness of it all.

Because the treatment is so harsh, some countries write XDR-TB patients off, don't offer them treatment and just leave them to die. That approach heightens the risk that XDR-TB will be passed on to others. (Like regular TB, XDR-TB is spreadwhen a patient coughs, sneezes or spits, sending bacteria into the air.)

Partners In Health, the global health nonprofit, wants to show that XDR-TB is not a death sentence. So the agency is currently treating 55 XDR-TB patients in Lima, Peru. We spoke with Jason Beaubien, NPR's global health correspondent, who is in Peru reporting on tuberculosis.

How bad are the side effects from treatment?

It knocks some people on their butt. They are exhausted for a year.

It must be hard to convince people to take debilitating drugs for so long a period.

Oscar Ramirez, the PIH coordinator here, said to me, "It's not just about the drugs." It's about nurses coming to visit, talking with them. It's about setting up support groups so these people don't get so depressed. Some patients just drop out.

And if they drop out?

The TB would come back.

How do people earn a living during treatment?

In a lot of places where you've got XDR-TB, there's not a social safety net. Partners In Health has this microfinance loan program to help patients. One woman is now knitting things and selling them. One woman with multidrug-resistant TB got a loan and opened a corner store.

How could she run a store if she's contagious?

Soon after you start treatment, you actually aren't contagious anymore.

That's surprising.

I was astounded. I put on a mask when I went to the first XDR-TB patient house, and the nurse was kissing him on the cheek. She said: "Don't worry. The levels of bacteria once he's been in treatment are so low that he's not contagious."

Can you tell me about some of the people you met?

One woman lives so far out of the capital — 6 1/2 hours away by bus — that PIH is renting a small apartment for her in Lima.

Related NPR Stories

'How Unromantic It Is To Die Of Tuberculosis In The 21st Century' March 22, 2015

She's Jenny Tenorio Gallegos. She's 35 and her kids are 3 1/2 and 13. She was really heartbreaking. I asked her, "What's the worst part of the treatment?" She said, "I miss my children." She saw them in December and will see them again next month, during holy week.

Were there other patients in a better frame of mind?

I met a guy, Luis, who's 19. His TB was so bad they had to take out an entire lung. He was just two weeks away from finishing one year of the IV treatment. He's just about through the worst. Then there's another year, on pills. He was very upbeat. He had been driving a mototaxi — a three-wheeled jitney cab. He's hoping next year he'll be able to go to school and study to be a professional.

What kind of professional?
I asked him. He said, "Anything other than driving taxis!"

Mortgage Rates Update: 30-Year Jumbo, VA and FHA Mortgage Rates at US Bank and Quicken Loans for September 19

Mortgage Rates Update: 30-Year Jumbo, VA and FHA Mortgage Rates at US Bank and Quicken Loans for September 19

U.S. Bank is operated by U.S. Bancorp (NYSE:USB) and it provides various mortgage loan options for home purchase and refinancing purposes.

U.S. Bank is operated by U.S. Bancorp (NYSE:USB) and it provides various mortgage loan options for home purchase and refinancing purposes. U.S. Bank’s mortgage rates, updated for September 19, 2014, are discussed below. Take note, that the annual percentage rate (APR) calculations were based on closing costs and discount points, and the contract interest rates are subject to change without prior notice.

Among the bank’s standard 30-year and 15-year home loans, the former one can be locked in at a rate of 4.375% as of Friday. The loan also carries an annual percentage rate of 4.448%. The 15-year conventional home purchase loan starts at 3.625% and it comes with an APR variable of 3.751%, the updated mortgage data revealed.

Loans that are backed by the Federal Housing Administration (FHA) are also offered by this bank. Currently, the long-term 30-year fixed FHA mortgage has a daily low at 4.125% and the loan is accompanied by an APR variable of 5.685%.

VA mortgage loans can also be found at U.S. Bank, with the 30-year fixed VA mortgage now coming out at 4.250%. This type of mortgage bears an annual percentage rate of 4.598%.

Among non-conforming loans, interested borrowers can find the 30-year fixed jumbo mortgage, which is on the books at 4.500%. The corresponding APR is listed at 4.574%. The shorter, 15-year jumbo package is advertised at a rate of 4.125% and it bears an APR of 4.252%, according to U.S. Bank’s most up-to-date rate information.

The 5-year ARM, which is a more flexible mortgage in terms of interest rate compared to fixed conforming loans, is quoted at a rate of 3.000% and an APR of 2.986%, while the 3-year version of this loan starts at 2.875% and bears an APR of 2.942%.

Another U.S. lender, Quicken Loans, is the largest online retail mortgage provider in the United States. The financial institution advertises refinance mortgage loans for interested customers, among its other financial services. The lender’s most up-to-date mortgage rate information showed, that the 30-year fixed rate refinance loan is now coming out at a rate of 4.25% and an APR variable of 4.505% completes the package. The shorter-term 15-year fixed loan, with a conforming loan balance, is up for grabs at 3.375%. The mortgage loan is coupled with an APR figure of 3.833%.

Federal Housing Administration-backed loans are also offered by Quicken Loans. On Friday, the 15-year fixed FHA mortgage is carrying a rate of 3.125%. The loan is coupled with an APR figure of 4.179%.

At this loan provider the 7/1 adjustable rate mortgage may fit some borrowers needs, as it’s published at a rate of 3.50% and has an annual percentage rate of 3.395%.

For further details on U.S. Bank’s and Quicken Loans’ latest mortgage interest rates, please take a visit to the lenders’ websites or contact the loan officers in charge.

Amid Recession, Brazil Struggles With The Huge Costs Of The Olympics

Amid Recession, Brazil Struggles With The Huge Costs Of The Olympics

A boy fishes in polluted Guanabara Bay in Rio de Janeiro in August 2015.

A boy fishes in polluted Guanabara Bay in Rio de Janeiro in August 2015. The bay will be the sailing venue for the Olympic Games this summer. Brazil is facing concerns over polluted water, mass transportation and budget issues as it prepares for the games. Mario Tama/Getty Images hide caption

toggle caption Mario Tama/Getty Images

A boy fishes in polluted Guanabara Bay in Rio de Janeiro in August 2015. The bay will be the sailing venue for the Olympic Games this summer. Brazil is facing concerns over polluted water, mass transportation and budget issues as it prepares for the games.

Mario Tama/Getty Images

Instead of the Summer Games, you might as well call these the gloomy games.

Back when Rio de Janeiro was awarded the 2016 Summer Olympics, seven years ago, the country was on a high. The economy was growing, the middle class was expanding and the country seemed finally to be realizing its potential.

Marcelo Barreto, a famous Brazilian TV sports journalist who has covered mega sporting events all over the world for two decades, recalls that electric atmosphere when his home city got the games in 2009.

"It was a very optimistic moment for Brazil, and I think the Olympics were another message that we were being accepted by the developed world," Barreto says. "It wasn't about the events themselves; it was about Brazil."

Things look very different now as Brazil prepares for the opening ceremony on Aug. 5.

The economy is crashing. There's a huge corruption scandal. Impeachment proceedings are underway against President Dilma Rousseff. There's panic over a mosquito-borne virus linked to brain damage in infants.

By the time August rolls around, Barreto believes "we are going to deliver good games. We are happy when people come and we can share the moment."

There is a race, as always, to get things done in time. Things won't work exactly as planned, but the games will go on, according to Barreto and others.

Construction workers building the Olympic Stadium in October 2015. While most venues are ready, or close to ready, costs have been higher than planned and the country is suffering from a recession. Organizers say they are looking for ways to cut costs. Mario Tama/Getty Images hide caption

toggle caption Mario Tama/Getty Images

Construction workers building the Olympic Stadium in October 2015. While most venues are ready, or close to ready, costs have been higher than planned and the country is suffering from a recession. Organizers say they are looking for ways to cut costs.

Mario Tama/Getty Images

But at present, "I think there is a feeling of disappointment in the air, with Brazil itself," he notes. "People are concerned with more pressing, urgent things right now."

Health Care Shortages

Like a health care crisis in Rio.

Rio's state government gets much of its revenue from oil production. But the price of a barrel is very low, leaving the state practically bankrupt. The most visible sign of this has been at state hospitals.

On a recent day, dozens of people were crowding the entrance of the Hospital Albert Schweitzer, creating a chaotic scene outside the hospital they could not enter.

Cristiani Silva was waiting to see her husband, who was being treated inside. She says it's a huge contradiction for Brazil to be hosting these games, spending money the country doesn't have when there's a health crisis.

"I was happy about the Olympics before," she says. "They said it was going to make our city better. But it was all a sham."

One woman recently gave birth on a sidewalk in Rio because a hospital wasn't admitting patients owing to funding shortages. The main doctors union said this week that the health system in Rio isn't capable of dealing with the influx of tourists for the games.

"The crisis has completely impacted the Olympic Games," says Roberto Maltchik, the Olympics editor at Rio's biggest daily, O Globo .

"They have no money. They can't incur any last-minute costs," he says. Budgets have been slashed across the board.

Related Stories

One of the Olympic stadiums just had its water and lights cut off because of unpaid bills. The builder for two other venues has had to lay off workers and hasn't paid suppliers.

Cutbacks All Around

Athletes are also feeling the crunch. Davilani Cruz, a member of Brazil's national taekwondo team, says a monthly stipend provided by Brazil's Ministry of Sport hasn't been paid in five months.

"I think this isn't something that should be happening in an Olympic year," Cruz says. "We athletes depend on the stipend to travel to competitions and we don't have a lot of other support, so we end up lagging behind."

The overall costs are difficult to pin down, but Brazil budgeted around $13 billion and is expected to go well beyond that, according to one report.

At an event this week marking the opening of the athletics stadium, Rio's mayor, Eduardo Paes, faced a barrage of questions about the hospital crisis and budget cuts.

"We have enough money to do everything that is supposed to be done, as you can see here," he said. "We are not China [which hosted the 2008 games]; we are not England [which hosted the 2012 games]. We are not a rich country. So every time we can cut some of the budget of the Olympics, we will do it. This is not going to be an Olympics of wasting money."

So the mayor is selling the crisis as a good thing.

Barreto, the sports journalist, says what's happened to Brazil might serve as a lesson to other countries considering hosting the games.

"It's too much money," he says. "If a Third World country could help deliver this message, I think it would be a positive role in the history of Olympics."

ASUS C200 review: The company's first Chromebook is a battery life champ

ASUS C200 review: The company's first Chromebook is a battery life champ

Chromebook C200
Get more info
Engadget
74
7.2
8
Type Ultraportable
Bundled OS Linux
Processor speed 2.1 GHz
Video outputs HDMI
System RAM 2 GB
Maximum battery life Up to11 hour
Pointing device Trackpad
From $279.99
Sorry, naysayers: You're going to see a fair number of Chromebook reviews from us over the next few months.

Critic 9 Reviews

Users 1 Reviews

Sorry, naysayers: You're going to see a fair number of Chromebook reviews from us over the next few months. That's mostly because sales of these inexpensive laptops have shot up-- which means everyone and their mother is now making one, even companies that had previously shied away. The latest brand to join the fray is ASUS, which already has loads of experiencebuilding small, cheap notebooks. Indeed, ASUS' 11-inch C200 Chromebook($250) looks like a 2009-era EeePC brought back to life: The spacious keyboard feels eerily familiar, as does the long, 11-hour battery life. Even so, it's not a perfect machine by any means -- in fact, it has a pretty serious flaw -- but if you're in the market for a Chromebook, it couldn't hurt to consider a company that seems to know what it's doing.

Gallery: ASUS C200 Chromebook review | 23 Photos

Is building more cities the answer to China’s economic problems?

Is building more cities the answer to China’s economic problems?

Encouraging urbanization to boost domestic spending is one of Beijing’s top policy priorities, but the government’s efforts to do so are already hitting roadblocks.

Chinese officials are calling for a kind of populist urbanization. The Chinese word for it translates more directly as “small city-ization,” rather than “urbanization.” The phrase is meant to signify a focus on developing emerging cities, rather than expanding large existing cities. (By 2025, China is expected to have over 200 citieswith populations of more than 1 million.) Why? According to premier Li Keqiang, city dwellers spend more than rural residents on services like schools, healthcare, leisure and financial advice—all things that would boost the country’s services sector and decrease its export dependence.

This services industry is important, Li says, because it’s “capable of absorbing the largest number of new employees and is an important driving force behind scientific and technological innovation.”

So far, the sector is lagging. Last month, HSBC’s purchasing managers index for the services industry registered its second-lowest readingsince August 2011. According to a recent ManpowerGroup survey(pdf) of 4,241 employers in China, service sector employers reported their lowest hiring expectations since 2010.

Net employment outlook is calculated by subtracting the percentage of surveyed employers that expect a decrease in employment from the percentage expecting an increase. (Manpower Employment Outlook Survey)

The question is how a small city urbanization strategy will translate into spending. Incomes of Chinese families living in cities are growing: Urban household income should double by 2022, (pdf) if the government’s urbanization measures go as planned, according to McKinsey & Company. At that point, over 75% of urban Chinese will be earning between 60,000 and 229,000 yuan ($9,000 to $34,000) a year. (Income refers to annual household disposable income based on real 2010 terms.)

However, new entrants to cities, usually migrant workers from rural areas, tend to maintain their old shopping habits and send most of their money home. Their new urban domicile is just a place to sleep and eat, according toDale Preston of Nielsen Greater China, which researches consumer behavior in the country.

The government’s urbanization policies may not work. Last month, policymakers reportedly halted a planto spend $6.5 trillion (yes, that’s trillion) of investment for roads, homes, social welfare benefits and other public services. Possible reasons are that China’s local government debt is already too high, and its property market is too volatile. A lack of investment in newly developing cities could exacerbate poverty, pollution, congestion and crime. In that case, new cities wouldn’t be a boon for the economy; they’d be a big drag, just like the old ones.

Acer's Chromebook 13 lasts a stunning 13 hours on a charge

Acer's Chromebook 13 lasts a stunning 13 hours on a charge

Until now, if you wanted a Chromebook with a full HD display, you only had one option: the 13-inch Samsung Chromebook 2 .

. Want epic battery life? Yep, all roads lead to Samsung there, too. Well, not anymore, anyway. Acer just announced the Chromebook 13, and it matches Samsung nearly spec for spec with an optional 1080p display and NVIDIA's quad-core Tegra K1chip, promising up to 13 hours of runtime (details on that after the break). This is interesting for two reasons. First off, although this is essentially the same class of product as what Samsung is selling, it costs $100 less: $299, versus $400 for the Chromebook 2. Sounds good, right? What's more, this is the first-ever Chrome OS device with an NVIDIA processor inside.

Gallery: Acer Chromebook 13 hands-on | 25 Photos

Is building more cities the answer to China’s economic problems?

Is building more cities the answer to China’s economic problems?

Encouraging urbanization to boost domestic spending is one of Beijing’s top policy priorities, but the government’s efforts to do so are already hitting roadblocks.

Chinese officials are calling for a kind of populist urbanization. The Chinese word for it translates more directly as “small city-ization,” rather than “urbanization.” The phrase is meant to signify a focus on developing emerging cities, rather than expanding large existing cities. (By 2025, China is expected to have over 200 citieswith populations of more than 1 million.) Why? According to premier Li Keqiang, city dwellers spend more than rural residents on services like schools, healthcare, leisure and financial advice—all things that would boost the country’s services sector and decrease its export dependence.

This services industry is important, Li says, because it’s “capable of absorbing the largest number of new employees and is an important driving force behind scientific and technological innovation.”

So far, the sector is lagging. Last month, HSBC’s purchasing managers index for the services industry registered its second-lowest readingsince August 2011. According to a recent ManpowerGroup survey(pdf) of 4,241 employers in China, service sector employers reported their lowest hiring expectations since 2010.

Net employment outlook is calculated by subtracting the percentage of surveyed employers that expect a decrease in employment from the percentage expecting an increase. (Manpower Employment Outlook Survey)

The question is how a small city urbanization strategy will translate into spending. Incomes of Chinese families living in cities are growing: Urban household income should double by 2022, (pdf) if the government’s urbanization measures go as planned, according to McKinsey & Company. At that point, over 75% of urban Chinese will be earning between 60,000 and 229,000 yuan ($9,000 to $34,000) a year. (Income refers to annual household disposable income based on real 2010 terms.)

However, new entrants to cities, usually migrant workers from rural areas, tend to maintain their old shopping habits and send most of their money home. Their new urban domicile is just a place to sleep and eat, according toDale Preston of Nielsen Greater China, which researches consumer behavior in the country.

The government’s urbanization policies may not work. Last month, policymakers reportedly halted a planto spend $6.5 trillion (yes, that’s trillion) of investment for roads, homes, social welfare benefits and other public services. Possible reasons are that China’s local government debt is already too high, and its property market is too volatile. A lack of investment in newly developing cities could exacerbate poverty, pollution, congestion and crime. In that case, new cities wouldn’t be a boon for the economy; they’d be a big drag, just like the old ones.

The Origins Of The Shiite-Sunni Split

The Origins Of The Shiite-Sunni Split

A fresco painting from the Chehel Sotun Pavillion in Isfahan, Iran, depicts Persian warfare during the Safavid dynasty period.

Dave Bartruff/Corbis hide caption

toggle caption Dave Bartruff/Corbis

A fresco painting from the Chehel Sotun Pavillion in Isfahan, Iran, depicts Persian warfare during the Safavid dynasty period.

Dave Bartruff/Corbis

Editor's Note: Back in 2007, NPR reported on the Shiite-Sunni split that was contributing to conflicts in many parts of the Muslim world, including Iraq. In light of the current fighting in Iraq, which is along sectarian lines, NPR is republishing the series. The text includes a number of updates, while the audio is from the original broadcasts seven years ago. Here is Part 1 of the series.

Women walk in the courtyard of the Jamkaran mosque outside the holy city of Qom, Iran, in 2006. Behrouz Mehri/AFP/Getty Images hide caption

toggle caption Behrouz Mehri/AFP/Getty Images

Women walk in the courtyard of the Jamkaran mosque outside the holy city of Qom, Iran, in 2006.

Behrouz Mehri/AFP/Getty Images

It's not known precisely how many of the world's 1.6 billion Muslims are Shiites. The Shiites are a minority, making up between 10 percent and 15 percent of the Muslim population — certainly fewer than 250 million, all told.

The Shiites are concentrated in Iran, southern Iraq and southern Lebanon. But there are significant Shiite communities in Saudi Arabia and Syria, Afghanistan, Pakistan and India as well.

Although the origins of the Sunni-Shiite split were violent, over the centuries Shiites and Sunnis lived peacefully together for long periods of time.

But that appears to be giving way to a new period of spreading conflict in the Middle East between Shiites and Sunnis.

"There is definitely an emerging struggle between Sunni and Shia to define not only the pattern of local politics, but also the relationship between the Islamic world and the West," says Daniel Brumberg of Georgetown University, author of Reinventing Khomeini: The Struggle for Reform in Iran .

That struggle is playing out now in Iraq, but it is a struggle that could spread to many Arab nations in the Middle East and to Iran, which is Persian.

One other factor about the Shiites bears mentioning. "Shiites constitute 80 percent of the native population of the oil-rich Persian Gulf region," notes Yitzhak Nakash, author of The Shi'is of Iraq .

Shiites predominate where there is oil in Iran, in Iraq and in the oil-rich areas of eastern Saudi Arabia as well.

Shiite-Sunni map Reprinted from 'The Shia Revival' by Vali Nasr. Copyright 2006 by Vali Nasr. With permission of the publisher, W.W. Norton & Co. hide caption

toggle caption Reprinted from 'The Shia Revival' by Vali Nasr. Copyright 2006 by Vali Nasr. With permission of the publisher, W.W. Norton & Co.

Where Sunnis and Shia live in South Asia and the Middle East.

Reprinted from 'The Shia Revival' by Vali Nasr. Copyright 2006 by Vali Nasr. With permission of the publisher, W.W. Norton & Co.

The Partisans Of Ali

The original split between Sunnis and Shiites occurred soon after the death of the Prophet Muhammad, in the year 632.

"There was a dispute in the community of Muslims in present-day Saudi Arabia over the question of succession," says Augustus Norton, author of Hezbollah: A Short History . "That is to say, who is the rightful successor to the prophet?"

Most of the Prophet Muhammad's followers wanted the community of Muslims to determine who would succeed him. A smaller group thought that someone from his family should take up his mantle. They favored Ali, who was married to Muhammad's daughter, Fatimah.

"Shia believed that leadership should stay within the family of the prophet," notes Gregory Gause, professor of Middle East politics at the University of Vermont. "And thus they were the partisans of Ali, his cousin and son-in-law. Sunnis believed that leadership should fall to the person who was deemed by the elite of the community to be best able to lead the community. And it was fundamentally that political division that began the Sunni-Shia split."

The Sunnis prevailed and chose a successor to be the first caliph.

Eventually, Ali was chosen as the fourth caliph, but not before violent conflict broke out. Two of the earliest caliphs were murdered. War erupted when Ali became caliph, and he too was killed in fighting in the year 661 near the town of Kufa, now in present-day Iraq.

The violence and war split the small community of Muslims into two branches that would never reunite.

The war continued with Ali's son, Hussein, leading the Shiites. "Hussein rejected the rule of the caliph at the time," says Vali Nasr, author of The Shia Revival . "He stood up to the caliph's very large army on the battlefield. He and 72 members of his family and companions fought against a very large Arab army of the caliph. They were all massacred."

More About the Series

Chronology: A History of the Shiite-Sunni Split Feb. 12, 2007

Series Overview: The Partisans of Ali Feb. 12, 2007

Profiles: Key Individuals in the Shiite-Sunni Divide Feb. 12, 2007

Suggested Reading: The Shiite-Sunni Conflict Feb. 12, 2007

Hussein was decapitated and his head carried in tribute to the Sunni caliph in Damascus. His body was left on the battlefield at Karbala. Later it was buried there.

It is the symbolism of Hussein's death that holds so much spiritual power for Shiites.

"An innocent spiritual figure is in many ways martyred by a far more powerful, unjust force," Nasr says. "He becomes the crystallizing force around which a faith takes form and takes inspiration."

The 12th Imam

The Shiites called their leaders imam, Ali being the first, Hussein the third. They commemorate Hussein's death every year in a public ritual of self-flagellation and mourning known as Ashoura.

The significance of the imams is one of the fundamental differences that separate the two branches of Islam. The imams have taken on a spiritual significance that no clerics in Sunni Islam enjoy.

"Some of the Sunnis believe that some of the Shia are actually attributing almost divine qualities to the imams, and this is a great sin," Gause says, "because it is associating human beings with the divinity. And if there is one thing that's central to Islamic teaching, it is the oneness of God."

This difference is especially powerful when it comes to the story of the 12th Imam, known as the Hidden Imam.

A Shiite Muslim holds a picture of historic Shiite leader Imam Hussein during an anti-American demonstration in Baghdad, May 29, 2003. Mario Tama/Getty Images hide caption

toggle caption Mario Tama/Getty Images

A Shiite Muslim holds a picture of historic Shiite leader Imam Hussein during an anti-American demonstration in Baghdad, May 29, 2003.

Mario Tama/Getty Images

"In the 10th century," says Nasr, "the 12th Shiite Imam went into occultation. Shiites believe God took him into hiding, and he will come back at the end of time. He is known as the Mahdi or the Messiah. So in many ways the Shiites, much like Jews or Christians, are looking for the coming of the Messiah."

Those who believe in the Hidden Imam are known as Twelver Shiites. They are the majority of the Shiites in the world today.

"Twelver Shiism is itself a kind of messianic faith," Georgetown's Brumberg says. It is based "on a creed that the full word and meaning of the Koran and the Prophet Muhammad's message will only be made manifest, or real and just, upon the return of the 12th Imam, this messianic figure."

Political Power Fuels Religious Split

Over the next centuries, Islam clashed with the European Crusaders, with the Mongol conquerors from Central Asia, and was spread farther by the Ottoman Turks.

By the year 1500, Persia was a seat of Sunni Islamic learning, but all that was about to change with the arrival of Azeri conquerors. They established the Safavid dynasty in Persia — modern-day Iran — and made it Shiite.

"That dynasty actually came out of what's now eastern Turkey," says Gause, the University of Vermont professor. "They were a Turkic dynasty, one of the leftovers of the Mongol invasions that had disrupted the Middle East for a couple of centuries. The Safavid dynasty made it its political project to convert Iran into a Shia country."

Shiites gradually became the glue that held Persia together and distinguished it from the Ottoman Empire to its west, which was Sunni, and the Mughal Muslims to the east in India, also Sunni.

This was the geography of Shiite Islam, and it would prevail into the 20th century.

There were periods of conflict and periods of peace. But the split remained and would, in the second half of the 20th century, turn out to be one of the most important factors in the upheavals that have ravaged the Middle East.

"Why has there been such a long and protracted disagreement and tension between these two sects?" asks Ray Takeyh, author of Hidden Iran: Paradox and Power in the Islamic Republic . "It has to do with political power."

In the 20th century, that meant a complex political dynamic involving Sunni and Shiites, Arabs and Persians, colonizers and colonized, oil, and the involvement of the superpowers.

Refinance Mortgage Rates and Home Loans: Jumbo, VA and FHA Mortgage Rates at US Bank and Quicken Loans for November 4

Refinance Mortgage Rates and Home Loans: Jumbo, VA and FHA Mortgage Rates at US Bank and Quicken Loans for November 4

U.S. Bank (NYSE:USB) is a top mortgage lender, which is headquartered in Minneapolis and it provides loan options for home purchase and refinancing purposes.

U.S. Bank (NYSE:USB) is a top mortgage lender, which is headquartered in Minneapolis and it provides loan options for home purchase and refinancing purposes. The mortgage rates supplied below assume that the borrower has strong credit standing. The bank’s latest mortgage interest rates are updated for November 4, 2014.

As far as the bank’s long-term fixed home purchase loans are concerned, the 30-year FRM is offered at a rate of 4.125% and carries an annual percentage rate of 4.197% on Tuesday. The shorter-term, 15-year fixed conventional home loan is up for grabs at 3.500% and an APR variable of 3.625% completes the package.

Federal Housing Administration (FHA)-backed loan solutions can also be found at this financial institution. Currently, the 30-year fixed FHA mortgage is offered at 3.875%. The loan comes with an APR figure of 5.432%.

Looking at VA mortgages, the 30-year fixed VA loan looks stable at a rate of 3.875%. This type of mortgage comes with an APR variable of 4.215%.

As far as non-conforming loans are concerned, U.S. Bank is offering the 30-year fixed jumbo mortgage at a rate of 4.250%. The corresponding APR is set at 4.323%. The shorter, 15-year jumbo loan is available at a rate of 4.000% and has an APR of 4.127%, the latest mortgage information showed.

Under the lender’s loan program, the 5-year adjustable rate home mortgage is advertised at a rate of 3.000% and an APR of 2.986% completes the deal. The 3-year ARM alternative can be obtained at a rate of 2.875%, whilst the APR is 2.942%.

U.S. lender, Quicken Loans is the largest online retail mortgage provider in the United States. The company provides home refinance loans for qualified borrowers customers, among its other financial services.

At Quicken Loans, the 30-year fixed home refinance mortgage has an opening rate of at 4.05% and carries an APR of 4.291%. The shorter-term 15-year fixed home refinance loan is offered at 3.25% and it comes with an APR figure of 3.669%. FHA-backed loan solutions are also available at this lender. Quicken Loans’ 15-year fixed FHA mortgage is up for grabs at a rate of 2.99%. The loan is accompanied by an APR variable of 3.985%.

The mortgage lender advertises the 7/1 ARM home refinance loan at 3.375%, which feature an APR variable of 3.278%.

For more details on U.S. Bank’s and Quicken Loans’ mortgage interest rates, please check the lenders’ websites or contact the loan officers in charge.

Samsung Chromebook 2 review: A $400 laptop never looked so good

Samsung Chromebook 2 review: A $400 laptop never looked so good

Chromebook 2 13-inch
Get more info
Engadget
83
7
9
Type Ultraportable
Bundled OS Linux
Processor speed 2.1 GHz
Video outputs HDMI
System RAM 4 GB
Maximum battery life Up to8.5 hour
From $400
Chromebooks seem to be having a moment.

Critic 12 Reviews

Users 1 Reviews

Chromebooks seem to be having a moment. Which is odd, because for a while there, nobody seemed to be giving them a chance. Since the first Chromebook came out, about three years ago, Chrome OS devices have gotten flak for not being able to do as much as Windows machines. And to be fair, they couldn't, especially in the beginning. Manufacturers responded by slashing prices, but that led to a whole other problem: endless netbook comparisons. Indeed, many Chromebooks until now have been small, dirt-cheap and woefully low-end. To be avoided, mostly.

Lately, though, the tides have been changing. Nearly every PC maker is making a Chromebook, if not several, and many will soon be upgrading their models with heavier-duty Intel Core i3 CPUs -- processors so powerful you might actually consider a Chromebook for your next laptop. Samsung, meanwhile, is taking a different approach: It's decked out its new 11- and 13-inch Chromebook 2laptops with a stylish faux-leather lid, similar to what it did on the high-end Galaxy Note 3and Galaxy Note Pro. Samsung also went with a full HD screen on the 13-inch model, making it the only notebook I know that's this cheap with this nice a display. With a starting price of $320 ($400 for the 13-incher), the Chromebook 2 is on the pricey side, but then again, you're paying for better quality. So is it worth it?

Engadget Score

Poor

Uninspiring

Good

Excellent

Key

Pros Stylish design, relatively thin and light Sharp display, especially for this price Comfortable keyboard and trackpad Long battery life

Cons Pricier than other Chromebooks Performance likely weaker than soon-to-be-released Core i3 Chromebooks Lack of a full-sized SD card reader will be a disappointment to some shoppers Viewing angles aren't very good

Summary

Chromebooks will never be for everyone, but assuming you're game, the 13-inch Samsung Chromebook 2 is the one we recommend. Its sharp display, stylish design, long battery life and comfortable keyboard make it worth the premium over competing models.

The top five stories China’s censors blocked in 2012—and the sex tape they let through

The top five stories China’s censors blocked in 2012—and the sex tape they let through

In China, it was a year of suspense, scandal—and censorship.

In China, it was a year of suspense, scandal—and censorship. Thousands of websites and social media posts with reports unflattering to the Chinese government are blocked inside the country every year. We’ve picked these stories in part for their drama and how much the government wanted them out of the public eye, but also for what they showed about China this year.


1. A blind dissident escapes years of house arrest

In April, Chen Guangcheng, a blind lawyer and activist from eastern China, crept out of the home in which he and his family had been under intermittent house arrest for seven years. Eluding CCTV cameras and security guards, he scrambled over a wall, broke his foot, limped along for hours, and eventually hid in a pigsty until sympathizers could pick him up and drive him to Beijing. By seeking help at the US embassy, he prompted a diplomatic stand-off between the US and China. In the end he, his wife and two children were allowed to leave China under the premise of his going to New York University to study.

During the saga, Chen’s name was blocked from web searches in China. Still, as he was known for his work protesting forced abortions, Chen’s presence in Beijing galvanized Chinese activists, as well as petitioners attempting to file formal complaints against local authorities with the central government. Critics say that now he is in New York, he has been effectively neutralized.


2. The extraordinary wealth of Uncle Wen’s extended family

The New York Times reported in October that relatives of China’s Premier Wen Jiabao had made at least $2.7 billionin various business deals. The paper’s English- and Chinese-language sites, as well as searches for Wen, once nicknamed “the People’s Premier”, were quickly blocked (though Chinese bloggers found ingenious ways to get around the censors). The government said it would hold the paper “legally responsible” for the report but so far, no measures have been taken.

While the NYT report did not directly implicate Wen himself, it supports the long-held belief that the relatives and friends of China’s elites profit massively from their connections. Bribe-taking, auctioning of party posts, and taking kickbacks in exchange for approval on business projects is almost expected behavior, and Chinese state media regularly report on corruption convictions as a way for the party to look like it is doing something about the problem. But investigations rarely ever reach the top.


3. The extraordinary wealth of Xi Jinping’s extended family

In July, China’s incoming leader, Xi Jinping, was the subject of a lengthy Bloomberg investigationthat alleged his relatives had amassed millions of dollars in assets during Xi’s rise to the top. The story did not trace any of the money back to Xi or his wife or daughter, but it dented his reputation. He has spoken often about his disdain for cronyism, and had built up an image of being committed to clean government. After the report, Bloomberg reporters were followed and the wife of one said they had received death threats. Bloomberg’s news site is still blocked in China, according to greatfirewallofchina.org.

Some analysts say the reports on Xi and Wen, as well as other corruption scandals, have put pressure on the new leadership unveiled in November to really crack down on corruption (as the past two leaders pledged to do) or face total loss of the public’s faith in the Communist Party.


4. A fatal Ferrari crash tips the balance

At 4am one March morning, a black Ferrari crashed on a snow-slicked road in Beijing, killing one man and critically injuring two women—one of whom later died. All three were in various states of undress, sparking rumors that they were playing some sort of high-speed sex game. The driver was the 23-year-old son of Ling Jihua, a Chinese official and aide to President Hu Jintao, who was being primed to take a position on the powerful Politburo Standing Committee (PSC).

Ling and Hu engineered a massive cover up of the incident, complete with a fake post from Ling’s son to prove he was alive, in hopes of hiding the accident from the Chinese public and also the party elites who choose the next leaders. The story couldn’t be contained and instead hastened Hu’s declineand influence. Thus, the new PSC, China’s decision-making body, is dominated by those in former president Jiang Zemin’s princeling faction of elites, rather than Hu’s—a political tilt that analysts say will make the direction and pace of economic and political reforms more conservative.


5. The undoing of Bo Xilai, China’s “greatest gangster”

The fall of the former party secretary of the fast-growing western Chinese city of Chongqing was the biggest scandal to rock the elite ranks of the party since the end of the Cultural Revolution, and had all the elements of a James Bond thriller. Bo Xilai was the darling of Jiang’s faction and allegedly set to take a seat on the PSC when details emerged that he tried to cover up of the murder of a British businessman,Neil Heywood, who was later alleged to have ties to British intelligence. Bo’s wife, Gu Kailai, was convicted of killing Heywood by lacing his drink with cyanide.

Bo’s former police chief, who told US consular officials about the cover-up while trying (unsuccessfully) to defect, called Bo China’s “greatest gangster.” The party charged Bo with covering up the murder, pilfering more than $100 millon from the government and, for good measure, keeping a hundred mistresses. Bo was expelled from the party and still awaits trial. His wife was given a suspended death sentence, effectively life in prison.

The Bo scandal revealed cracks in the picture of unity the party tries so hard to project. Some officials wanted to protect Bo but others who disapproved of his flamboyance and alpha-male style saw an opportunity. Articles and web searches for Bo and the names of anyone involved were blocked on and off—the result of factional fighting over what to do about Bo, observers said. Censorship on the scandal was permanently lifted once the party expelled him.


And that sex tape

In November, another Chongqing official was felled, this time by a grainy sex tape shot in a hotel. Lei Zhengfu, a paunchy 54-year-old party official, was filmed atop an 18-year-old woman. In order to win contracts for public projects, a construction company had begun bribing Lei with women in 2007 and taped at least one of the encounters. Bo Xilai, then the city’s party boss, helped engineer a cover-up after the company attempted to blackmail Lei in 2009. An investigative Chinese reporter who likens himself to Julian Assange, the founder of Wikileaks, managed to get the tape from the police and published it.

Again, in an attempt to show the party cracking down on corruption, Chinese censors did not block the video—which attracted millions of viewers and arch comments about Lei’s looks and sexual performance—or stories about five other officials brought down over the next six daysin separate cases.

But the effect is that corruption of officials seems both rampant and ridiculous. One police official made mistresses of two sisters. (They were not twins, Chinese state media were keen to point out.) An official in Shandong hand-wrote and signed a contract to leave his wife for his mistress by Dec. 20; it was leaked online. Another official in Shaanxi was found out to be juggling four wives(link in Chinese).

Uneven and mostly ineffective Chinese censorship in 2012 hasn’t had quite the effect planners hoped for. They can only hope that 2013 will be better.

Long Guarded And Reserved, Saudi Arabia Goes Big And Bold

Long Guarded And Reserved, Saudi Arabia Goes Big And Bold

Saudi Arabia's King Salman (left) speaks with his son Mohammed in the capital Riyadh in 2012.

Saudi Arabia's King Salman (left) speaks with his son Mohammed in the capital Riyadh in 2012. The king was the crown prince at the time. When he assumed the throne last year, Salman named Mohammed, now 30, the deputy crown prince and defense minister. They have pursued a much more aggressive foreign policy in the region, particularly when it comes to confronting Iran. Hassan Ammar/AP hide caption

toggle caption Hassan Ammar/AP

Saudi Arabia's King Salman (left) speaks with his son Mohammed in the capital Riyadh in 2012. The king was the crown prince at the time. When he assumed the throne last year, Salman named Mohammed, now 30, the deputy crown prince and defense minister. They have pursued a much more aggressive foreign policy in the region, particularly when it comes to confronting Iran.

Hassan Ammar/AP

Here's something that never used to happen in Saudi Arabia:

In the wake of the crisis with Iran, Mohammed bin Salman, the kingdom's deputy crown prince and defense minister, as well as King Salman's favored son, gave a five-hour interview to a reporter from The Economist, and the British news magazine published the entire transcript.

This is a land where senior figures have rarely given on-the-record interviews. So it was striking that he had so much time to spend with a Western reporter at such a tense moment. Saudi Arabia executed a prominent Shiite cleric on Jan. 2. An Iranian mob then attacked the Saudi Embassy in Tehran, which resulted in the Saudis breaking diplomatic relations with Iran.

Also noteworthy, the reporter was shown in a picture that accompanied the interview. While The Economist does not give bylines, the photo showed a female reporter without head cover or abaya, an unusual break from the traditional Saudi dress code, particularly for an interview with someone as senior as the deputy crown prince.

Mohammed, who is 30, sought to reassure. The crisis would not lead to a war with Iran, he said. Anyone pushing for that "was not in his right mind," he added. He was asked, "Do you consider Iran to be your biggest enemy?" He answered, "We hope not."

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A Willingness To Take Risks

The more assertive public relations campaign says a lot about the new leadership in Saudi Arabia, where King Salman came to power in January 2015. While decision-making inside the palace remains opaque, Salman's son is the public face of a new interventionist foreign policy.

The confrontation with Iran is the latest gamble, say regional analysts, and has taken place despite warnings from the Obama administration that this is a dangerous policy, inflaming sectarian tensions across the Middle East.

It shows a new mentality in Riyadh, says Kristen Diwan, a senior resident scholar at the Gulf Arab Institute in Washington.

"When you are in this fight over the future, the leadership is not looking at the costs," she says. "They are setting the groundwork for the battle they need to do now."

Many Saudis have applauded the tough stand toward Iran. "It does seem popular here," says one Saudi analyst, who offered comments anonymously to speak on a sensitive subject. On social media, which is huge in the kingdom, ordinary Saudis are backing the leadership in the confrontation with Iran and the bombing campaign in Yemen.

The Iranian attack on the Saudi Embassy created an opportunity for the Saudi leadership to take a tough public stance against Iran and express the kingdom's opposition to Washington's improving relations with Iran that has come as part of last year's historic nuclear deal.

Saudi Arabia remains a key U.S. ally. But the Saudis strongly oppose the nuclear deal and fear that any improvement in U.S.-Iran relations will come at the expense of the kingdom.

Opposing Iran

Saudi Arabia's recent moves are designed to show that the Saudis still view Iran as a destabilizing force, says Theodore Karasik, a political commentator based in the United Arab Emirates.

"It's part of the Saudi strategy to force Iran to show its true colors," he says.

Many international sanctions against Iran are expected to be lifted in the coming weeks. U.S. Secretary of State John Kerry said last week that Iran was "days away" from complying with its obligations under the nuclear deal.

Iran is hoping to expand its oil exports, though it will have to find international investment to rebuild its oil and gas industry. The diplomatic crisis with Saudi Arabia could complicate the equation for international companies trying to assess the risk of working in Iran, according to oil industry analysts.

"Iran is a big country. It's a potentially rich country and a major competitor to Saudi Arabia. They don't feel strong enough to be in a power relationship," says Jean-Francois Seznec, a Middle East specialist at the School for Advanced International Studies at Johns Hopkins University in Washington.

This past weekend, the Saudis stepped up the war of words at an Arab League emergency meeting, called by Riyadh. Arab foreign ministers issued a statement condemning Iran for "meddling in Arab affairs." The harsh declaration came despite Iran's letter of apology to the United Nations for the attacks on Saudi diplomatic facilities.

Current Mortgage Interest Rates: Jumbo, FHA and VA Mortgage Rates at US Bank and Quicken Loans for August 8

Current Mortgage Interest Rates: Jumbo, FHA and VA Mortgage Rates at US Bank and Quicken Loans for August 8

Two major financial institutions, U.S. Bank (NYSE:USB) and Quicken Loans updated their mortgage information for August 8, 2014, which are listed below.

Two major financial institutions, U.S. Bank (NYSE:USB) and Quicken Loans updated their mortgage information for August 8, 2014, which are listed below. Bear in mind, that the annual percentage rate (APR) calculations were based on closing costs and discount points, as the contract interest rates are subject to change without prior notice.

At U.S. Bank, the 30-year conventional home purchase loan is published today at a rate of 4.250%. The loan’s annual percentage rate is holding firm at 4.313%, according to our observations. The lender hasn’t made any adjustments to the 15-year fixed home loan on Friday. Currently, this type of loan is quoted at a rate of 3.500% and it comes with an APR yield of 3.609%.

Under the bank’s home loan program individuals can find non-conventional mortgages as well. The standard 30-year fixed mortgage insured by the Federal Housing Administration (FHA) is available today at a rate of 4.000% and it features an APR figure of 4.489%. Borrowers, who prefer the shorter-term, 15-year FHA mortgage, will see it being offered at a rate of 3.500% this Friday. According to the updated loan information, the aforementioned mortgage has an APR of 4.054%:

Turning focus to VA home loans at this lender, the long-term 30-year fixed VA mortgage is currently advertised at a rate of 4.000% and it comes with an annual percentage rate of 4.343%. The 15-year version of the VA home loan is up for grabs at an interest cost equivalent to 3.500%. With regards to the loan’s APR, it’s quoted at 4.085%.

Moving on to jumbo home loan offerings, the 30-year fixed mortgage with a jumbo balance is offered by U.S. Bank at a rate of 4.125% on Friday. This type of home loan is coupled with an annual percentage rate of 4.197%. A shorter-term non-conforming loan, the 15-year fixed jumbo mortgage is published at a rate of 3.750% and it features 3.876% by way of APR.

Borrowers, who seek flexibility in terms of interest rates may want to consider U.S. Bank’s adjustable rate mortgages (ARMs). These type of loans come with a fixed interest rate period then the rate is adjusted for the rest of the loan’s duration depending on prevailing interest rates at the reset schedule.

On Friday, the 5-year ARM home purchase loan demands 2.750% in interest and it’s coupled with an APR figure of 2.899%. Another flexible home loan, the 3-year ARM has an opening rate of 2.750%. The corresponding APR is set at 2.906% on this type of mortgage.

As far as Quicken Loans’ current home refinance rates are concerned, the benchmark 30-year FRM can be locked in at a rate of 4.125% and the loan has an annual percentage rate of 4.356%. The lender’s shorter-term, 15-year home refinance loan is up for grabs at an interest cost equivalent to 3.25%. The mortgage package includes an APR variable of 3.669%.

At this lender, borrowers can find non-conventional mortgage loans as well, like the 15-year fixed FHA mortgage. On Friday, the aforementioned loan is published at a rate of 2.99%, whilst the loan’s APR is hovering at 4.004%.

In case of the flexible 7/1 adjustable rate mortgage, the current mortgage rate is set at 3.125%. According to Quicken Loans’ mortgage information, the refinance loan’s APR is quoted at 3.149%.

Detailed information on U.S. Bank’s and Quicken Loans’ latest mortgage interest rates and borrowing terms and conditions can be found on their websites.

In France, A Balancing Act Between Liberty And Security

In France, A Balancing Act Between Liberty And Security

Flowers and messages at Paris' Place de la Republique commemorate the victims of last year's January and November shooting attacks.

Charles Platiau/Reuters /Landov hide caption

toggle caption Charles Platiau/Reuters /Landov

Flowers and messages at Paris' Place de la Republique commemorate the victims of last year's January and November shooting attacks.

Charles Platiau/Reuters /Landov

One year ago, gunmen stormed the Paris offices of satirical newspaper Charlie Hebdo and began a three-day killing spree that would claim 17 lives. Ten months later, in November, armed Islamist radicals struck the city again, killing scores at cafes and a concert hall.

In 2015, we saw the most deadly attacks on French soil since World War II. President Francois Hollande says France is at war. His country, which has long stood for individual freedom, is trying to balance that freedom with the need for security.

In his traditional New Year's Eve address, Hollande told the French they aren't finished with terrorism. "The threat is still there," he said, "and it's at its highest level ever. We are regularly thwarting new attacks."

Police stand on patrol in the north of Paris on Thursday, as the city remained on edge after a man attempted to gain access to a police station while brandishing a knife. Police shot the man, who later died. Thierry Chesnot/Getty Images hide caption

toggle caption Thierry Chesnot/Getty Images

Police stand on patrol in the north of Paris on Thursday, as the city remained on edge after a man attempted to gain access to a police station while brandishing a knife. Police shot the man, who later died.

Thierry Chesnot/Getty Images

Indeed, Paris police on Thursday shot and killed a man brandishing a knife who'd tried to enter a police station wearing a fake suicide vest.

To fight terrorism, Hollande said the French government would seek to amend the country's constitution to make it easier for the president to impose states of emergency in the future. The state of emergency allows police to conduct searches and seizures and detain people at any time without a warrant.

Hollande also wants to modify the constitution to enshrine a proposal long associated with the far right: stripping convicted terrorists with dual citizenship of their French nationality.

The proposals have caused a political uproar. But in today's France, facing terror in its streets, the lines between left and right have blurred.

Constitutional law professor Didier Maus says the debate is similar to that in the U.S. over the Patriot Act.

French President Francois Hollande kisses the mother of late police Officer Ahmed Merabet during commemorations in Paris on Tuesday. Hollande paid tribute to Merabet, who was killed a year ago as he tried to chase down the gunmen responsible for the Charlie Hebdo attacks. Benoit Tessier/AP hide caption

toggle caption Benoit Tessier/AP

French President Francois Hollande kisses the mother of late police Officer Ahmed Merabet during commemorations in Paris on Tuesday. Hollande paid tribute to Merabet, who was killed a year ago as he tried to chase down the gunmen responsible for the Charlie Hebdo attacks.

Benoit Tessier/AP

"We must find a middle place between what is acceptable in the name of fighting terrorism and what is impossible in the name of defending liberty," he says.

All week, French TV has aired riveting documentaries detailing the attacks. They show some stunning security failures. When police arrived at Charlie Hebdo , the killing had not yet started. But officers were unaware that the controversial newspaper was located in the building — even though it had been firebombed four years earlier for republishing Danish cartoons of the Prophet Muhammad.

One of the two attackers was supposed to be under police surveillance, but authorities lost his trail when he left Paris for another French city.

France is struggling to deal with radicalization, and the prime minister, Manuel Valls, says 1,000 French citizens have gone to fight in Syria — the highest number of citizens of any European country.

Former terrorism judge Jean de Maillard says France has good intelligence but doesn't have the manpower to keep track of individuals once they're identified as potential threats. Hollande has promised more police and judges. And Charlie Hebdo's new editor now has five security guards.

On Tuesday, a plaque to the victims was unveiled near the offices of Charlie Hebdo . Train driver Gilbert Houdinet came to see it. He says France is grasping to deal with a new reality of jihad and terrorism.

"I think people are pushed to extremism because of unemployment and general misery," he says. "Taking away their nationality won't solve the problem. We have to offer jobs and hope for people to live on."

Houdinet says that would cost a lot less than paying all these soldiers and police to guard us.

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